If you have questions about whether your insurance plan covers the services offered at Absolute Wellness Center, definitely call and ask them! You’d be surprised how often people have coverage for chiropractic medicine, physical therapy and rehabilitation, acupuncture, and massage, and they don’t even realize it because the language surrounding healthcare can be so confusing. For instance, some plans may not cover “chiropractic care”, but it will cover the exam and many treatments performed by a doctor of chiropractic, meaning sometimes most or all of the cost may covered under other benefits. And many patients don’t even realize they have benefits their plan may not have covered in the past, such as acupuncture or massage.

Coming from the other side, many people don’t realize that just because they have, for instance, a physical therapy and rehabilitation benefit, doesn’t mean they can have unlimited physical therapy visits without any out of pocket expense! That benefit may be subject to a deductible (e.g., you insurance will start paying after you pay your $12,500 deductible), or that there may be a 20% co-insurance (i.e., the patient is responsible for 20% of all charges, and the insurance will pay 80%). Many people are new to insurance in the last few years, and it’s easy to see how expensive your medical bills can be if you don’t understand the ins and outs of your insurance plan. Knowledge truly is power when it comes to getting the healthcare you need without unexpected costs (and stress!).

To best understand your insurance, the first step is always to read up on your insurance policy with the materials they or your employer have provided to you, and then call and ask them for clarification on anything that is confusing or unclear to you. The billing team at Absolute Wellness Center is also happy to talk with you about how and what services we bill to insurance so you can best predict how your insurance company will process any claims, helping you approximate what your insurance company will likely deem as covered in full or transferred to patient responsibility.  The more questions you ask, the more knowledge you can use to get the healthcare you need, at a price you can afford. Your health and your finances are too important to not understand how they intersect.

The American Chiropractic Association also has some interesting facts about insurance on their website: Insurance Coverage of Chiropractic Quick Facts

Absolute Wellness Center offers sports medicine, chiropractic medicine, naturopathic medicine, physical rehabilitation, acupuncture, and massage. If you’d like to learn more, contact us or give us a call at 541-484-5777.